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Finance
Sweep Account
An account where excess funds are automatically moved into an interest-bearing account or investment overnight.
Sweep accounts optimize liquidity and earnings by minimizing idle cash in non-interest accounts.
Sweep accounts are like financial janitors — tidying up idle cash and putting it to work.
Real world: A business automatically transferring excess daily balances into a high-interest account each night.
💡 Sweep accounts make idle money productive while maintaining accessibility.