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Finance
Net Worth
Everything you own minus everything you owe — your true financial score.
Net worth is calculated once or twice a year to track progress. It includes retirement accounts, cars, and even personal items. Growing it over time is the real goal of personal finance.It's like the final number on a scoreboard after you subtract all the points the other team scored.
Real world: You have a $300,000 house, $50,000 car, $40,000 in savings and investments, but $220,000 mortgage and $15,000 credit card debt — your net worth is $155,000.
💡 Track your net worth every year — it's the single best number that shows whether your money life is actually improving.